About us

About Us | Smart Calculators

Welcome to FINLYZER for Everyday Finances – your one-stop platform for simple yet powerful financial tools.

Our mission is to empower individuals, students, finance professionals, and small businesses to make confident money decisions using accurate, easy-to-use online calculators.

🔧 What We Offer

We provide a wide range of free calculators across various finance categories:

🧮 Capital Budgeting

  • Internal Rate of Return (IRR)
  • NPV and Profitability Index (PI)

💰 Cost of Capital

  • YTM Bond Yield
  • CAPM
  • Weighted Average Cost of Capital (WACC)

🏦 Saving & Investing

  • Comprehensive Savings Calculator
  • Future Value of the Savings
  • Time / Term Deposit

📊 Finance Tools

  • Black-Scholes Model
  • Break-Even Point
  • Cash Flow Analysis
  • Free Cash Flow to Firm (FCFF)
  • Leverage Ratios
  • Put-Call Parity
  • Retail Sales Calculator
  • Return on Investment (ROI)

📈 Financial Analysis

  • Asset Turnover
  • Cash Ratio
  • Current Ratio
  • Debt Ratio
  • Debt to Equity Ratio
  • DuPont Model (ROE)
  • Financial Ratios
  • Fixed Asset Turnover
  • Gross Margin
  • Interest Coverage Ratio
  • Inventory Turnover
  • Operating Margin
  • Profit Margin
  • Quick Ratio
  • Return on Assets
  • Return on Equity

📉 Stock Analysis

  • Gordon Growth Model
  • Jensen’s Alpha
  • P/E Ratio
  • Price-per-Sales Ratio
  • Price-to-Book Ratio
  • Stock Valuation (DCF Model)

⏳ Time Value of Money

  • Annuity Payment
  • Present and Future Value Calculator

🏠 Loan & Leasing

  • Comprehensive Loan Calculator
  • Interest Rate Change

🏡 Real Estate Tools

  • Investment Property Cash Flow
  • Rental Yield
  • Buy or Rent

💡 Why We Built This

We understand that finance can feel complex — but with the right tools, anyone can make smart choices. Our goal is to break down that complexity through intuitive tools that help users calculate, compare, and plan efficiently.

👨‍💻 Who We Are

We are a small team of finance professionals, developers, and educators passionate about building high-quality web tools. Every calculator is crafted to ensure accuracy, simplicity, and real-world relevance.

If you have questions, feedback, or suggestions, please contact us. We’re here to help!